Vad är Kreditvärdighet?

A credit rating is an assessment of the creditworthiness of an individual or a business in order to judge how secure the concerning party is.

It is an algorithm that estimates the credit risk of a prospective debtor (e.g. ability to pay on time)
Den kombinerar nyckelvariabler

T.ex, handla betalningsinformation, offentlig information, branschanalys, skulder, upplåning och andra nyckel resultatindikatorer

Credit rating can be used to predict the likelihood of a business failing
It rates individuals/businesses on a scale from 0 to 100.

A high score indicates a lower risk of default or bankruptcy. A low score indicates a higher risk of default or bankruptcy

Kreditvärdighet - Hur Vi Uppskattar


Creditsafe is the world’s most used provider for business credit reports and maintains the largest owned database with over 240 million companies worldwide. 100,000 customers from across the globe have joined Creditsafe to make better business decisions every day.

*Credit Ratings are based on the UK Limited company as opposed to the holding company